How we got here.

usa

USA

Like-minded bankers, entrepreneurs joined hands - the Founders.

africa

AFRICA

Deployed fully automated AI-driven lending model - access to credit for 120,000 customers.

africa
india

INDIA & SE. ASIA

Expanded customer base to new markets - eCommerce Lenders, P2P.

usa

USA

Deployed for the first US consumer lender. Managed services & expertise helped clients survive & thrive in stressed conditions.

usa

Built by a team of industry experts.

santosh

Santosh Thiruthi Co-founder & CEO

steve

Steve Bireley is Chief Technology Officer

dan

Daniel Citbaj is Chief Scoring Expert

sanker

Sanker Gopinathan is Director, Operations & Client Engagement

tommy

Tommy Eastman is Director, Product & Data Science

roma

Roma Vasudevan is Global Credit & Risk Lead

Board Members & Advisors

charu

Charu Ramanathan Board Chair & Co-founder

santosh

Santosh Thiruthi Co-founder & CEO

ketal

Ketal Patel Co-founder & Board Member

aiaze

Aiaze Mitha Senior Advisor

jesse

Jesse Fripp Senior Advisor

Here’s what our customers have been saying about us.

We are delighted to let anyone know that our partnership with Lokyata has been amazing. Over the past few months, Lokyata created custom AI models for our eCommerce Lending Platform combining traditional and multiple streams of alternate data that were available in the Philippines ecosystem. The models provide real-time lending decisions that enable us to complete assessments and disbursements within minutes.
tendopay

Kamil Charazka

Chief Financial Officer / Co-founder

TendoPay

We are incredibly happy to have partnered with Lokyata to develop our Lending Decision Engine. We chose Lokyata from other providers in the market as they stand out with their strategy-driven and tailored approach. Lokyata’s Explainable AI platform builds custom models that help clients like Peseva to accelerate Digital Lending with ease.
peseva

Sukhjinder Singh Ghotra

Founder & CEO

Peseva

Discover a better approach to underwriting.

or call +1 202 355 9480